Being part of the CO-OP Shared Branch Network allows members of participating credit unions to do their banking at any credit union in the network. This means that if you are not located near one of our three locations or you are out of town on vacation or business you can conduct your credit union business at a participating credit union or self service location near you.
What is Shared Branching?
Shared Branching is a network of credit unions that will allow "Guest Members" from any participating credit union to conduct transactions at a participating credit union. Credit unions are sharing their branches so that members will have access to over 5,000 locations nationwide.
What is Vcom?
Vcom, at participating 7-Eleven locations, add 2,000 self-service kioks to give you access to your account for deposits and withdrawals according to your schedule.
What transactions can I perform at a Shared Branch or Vcom Kiosk?
Note: Since services vary from location to location, check with individual branches before your visit for a complete menu of available services. Funds availability may also vary from one location to another.
How can I find the nearest Shared Branch?
Click here to find the shared branching location closest to you. Put your information in the search engine and you can find the Shared Branches participating in your area. You can also search from the TCCU Locations & ATMs page to find all Shared Branches and participating Free ATMs. Please note that TCCU does not participate in the CO-OP ATM network. ATMs at a Shared Branch may carry a service charge. Refer to our list of free ATMs when specifically looking for an ATM.
What is the difference between a Shared Branch and TCCU?
Policies at a Shared Branch may differ from those at TCCU, for instance:
What information can I not get from a Shared Branch?
What do I need to bring with me to perform a transaction at a Shared Branch?
How long does it take for the transaction to reach my account?
The transaction is "real time" which means it is immediately posted to your account.
Can check holds be released?
Yes, after reviewing the check, TCCU can decide whether or not to release the hold. Please contact us if you need your tranaction reviewed.
Can I deposit checks made payable to my DBA?
Yes, only if the account is set up in the DBA name.
Can I do a cash advance from my credit card at the Shared Branch?
You may be able to do a cash advance at a Shared Branch, if they accept credit cards. In that instance, you may be subject to any fees or charges imposed by those Shared Branches.
Do the Shared Branches have coin machines for our use?
If any of the other participating Shared Branches have coin machines that you can use, you may be subject to any fees or charges that are the policies of those credit unions.
Other Important Information: