Business Accounts

Easy Banking for Your Business

TCCU has been serving Central Texas since 1954, and we know that keeping your business local is as important as the quality of service you receive. TCCU provides essential financial products and technology for you, and as a member of TCCU, you can expect your banking experience with us to be friendly and personal every time.

We Offer Easy to Manage Business Accounts and Services

  • Business Savings and Business Checking accounts
  • Merchant services through our partnership with Deluxe
  • Online Bill Pay Debit Cards Safe deposit boxes
  • Link your personal account and your business account online for easy transfers

To benefit your employees, your Business membership will also give your employees eligibility for membership. Reduce your direct deposit costs by simply transferring payroll directly into their accounts here online. TCCU would be happy to send someone out and talk to your employees about the benefits of a credit union and how they can switch.

What Service Fees You Can Expect

Business Savings

  • $5.00 Membership Fee equal to all other members. This is a one-time fee for the life of the account.
  • $25.00 minimum account balance to maintain membership

Business Checking

  • $6.00 monthly service charge
  • $25.00 to open
  • 30 deposit items per month, $0.20 per deposit item after the first 30
  • 30 check or debit items per month, $0.20 per check or debit item after the first 30
  • No dividends are paid on Business Checking

What You Will Need to Open Your Business Account

For All Business Types

  • Membership & Account Agreement
  • Business Account Resolution

Additional Documentation Needed Based on Your Business Type

Sole Proprietorship

  • Assumed Name Certificate from the County Clerk
  • IRS Employer Identification Number (if applicable)
  • Valid US Government or state issued ID as well as Social Security number for each signer

General Partnership

  • Assumed Name Certificate from the County Clerk
  • Partnership Agreement which established your Partnership
  • IRS Employer Identification Number
  • Valid US Government or state issued ID as well as Social Security number for each signer

Limited Partnership

  • Assumed Name Certificate or Certificate of Formation from Secretary of State
  • Partnership Agreement which established your Partnership
  • IRS Employer Identification Number
  • Valid US Government or state issued ID as well as Social Security number for each signer

Limited Liability Company

  • Certificate of Formation from Secretary of State
  • Operating Agreement
  • IRS Employer Identification Number (if applicable)
  • Valid US Government or state issued ID as well as Social Security number for each signer

Unincorporated/Nonprofit Association

  • Charter Bylaws or Letter of Purpose from the County Clerk
  • Most recent, signed meeting minutes where it describes the intent to open an account with the credit union and who the designated signers will be.
  • IRS Employer Identification Number
  • Valid US Government or state issued ID as well as Social Security number for each signer

Corporation

  • Certificate of Incorporation or Certificate of Formation from Secretary of State
  • Articles of Incorporation or Bylaws
  • Most recent, signed meeting minutes where it describes the intent to open an account with the credit union and who the designated signers will be.
  • IRS Employer Identification Number (if applicable)
  • Valid US Government or state issued ID as well as Social Security number for each signer