Checking Accounts

Which account is right for you?

The #Checking2.0 account boasts no NSF fees for those occasional miscalculations. It is for those that never use checks and only work online and with their Debit Card. There are no rewards or benefits with this account, and it has an easy to manage monthly service charge.
The Advantage account is designed for those members looking for an account without rewards or points to keep up with. The account offers all the services that you’d expect from a checking account without the monthly service charge as long as you enroll in e-Statements.
The E-Saver account is designed for those that predominantly rely on their Debit Card and want to be rewarded with Debit Card points and other cash saving benefits.
The Check Plus account is designed for those that rely on checks predominantly and want to be rewarded with easy cash savings coupons along with other rewards and benefits.
The Unlimited account is designed for those members that rely on both equally and don't want to worry about paying any fees outside of the one easy monthly service charge while be rewarded with Debit Card points and our best rewards package.

#Checking2.0 Account
Monthly Service Charge $7.50/month**

Box of Checks Not Available

Online Bill Pay No Charge*

PaperStatement Mailing  $1.00/month

E-Statement No Charge

REWARDS None

Advantage Checking
Monthly Service Charge No Charge

Box of Checks Based on Style

Online Bill Pay No Charge*

PaperStatement Mailing  $1.00/month

E-Statement No Charge

REWARDS None


E-Saver Checking w/REWARDS
Monthly Service Charge $2.75/month**

Box of Checks Based on Style

Online Bill Pay No Charge*

PaperStatement Mailing  $1.00/month

E-Statement No Charge

REWARDS ScoreCard Rewards
Card Patrol
Everywhere Cash Savings
Purchase Protection & Extended Warranty
Identity Theft Insurance
Identity Fraud Support Service


Check Plus Checking w/REWARDS
Monthly Service Charge $4.00/month**

Box of Checks First Box Free

Online Bill Pay No Charge*

PaperStatement Mailing  No Charge

E-Statement No Charge

REWARDS ScoreCard Rewards
Card Patrol
Everyday Rebate Rewards
Savers Club
Hotel Savings Network Discounts
Identity Theft Insurance
Identity Fraud Support Service


Unlimited Checking w/REWARDS
Monthly Service Charge $6.00/month**

Box of Checks No Charge

Online Bill Pay No Charge

PaperStatement Mailing  No Charge

E-Statement No Charge

REWARDS ScoreCard Rewards
Card Patrol
Purchase Protection & Extended Warranty
My GetAway
Everyday Rebate Rewards
Identity Theft Insurance
Identity Fraud Support Service

* No Charge if service is active. BillPay services which are inactive for 60 days or more will be charged $1.99 per month.
** Monthly Service Charge can be waived with Direct Deposit and 30 or more Debit Card signature transactions in the month.
Check Plus and Unlimited Checking Accounts earn interest with Daily Balances over $1,500
See TCCU Rate & Fee Schedule for other fees that may apply to other transactions.

Debit Cards

With a TCCU MasterCard Debit Card the ease and convenience of paying for purchases with funds in your checking account is at your finger tips. In addition, having a Debit Card also allows you to withdraw cash from thousands of ATMs nationwide.  Find an ATM Locations near you.

Call today for more details on applying for a Debit Card.

ScoreCard Rewards
Use your TCCU Debit Card with your E-Saver, Check Plus or Unlimited account and earn Bonus Points that can be redeemed for gifts and travel rewards.  Find out more by clicking here.

If you lose your card or it is stolen, immediately call to have it blocked:
(800) 500-1044

Checking Rewards

Benefits designed to maximize your convenience, savings and security!

Isn't it about time your checking account did something for you?  TCCU has paired numerous benefits with our program checking accounts to increase your savings and security.


E-Saver Account

Card Patrol1
Identity thieves care about two things - stealing your personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for your personal information. In the event that identity theft occurs, you will be assigned a personal caseworker to take you through the resolution process.

Everywhere Cash Savings2
Saving at favorite retailers has never been easier! Members can simply go online and click or print their way to savings. They earn cash back when they shop online using their TCCU debit/credit card or print coupons to use in-store.

Purchase Protection and Extensded Warranty3 - Two Benefits in One
90-Day Purchase Replacement - Protects items in case of theft, loss or damage for the first 90 days.

Extended Warranty
Extends original warranties uo to an additional year. Some restrictions apply. You will receive a detailed explanation.

Identity Theft Insurance
Members have up to $2,500 in financial compensation for covered expenses incurred in recovery of their stolen identity.

Identity Fraud Support Service
Receive guidance in recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.

Check Plus Account

Card Patrol1
Identity thieves care about two things - stealing your personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for your personal information. In the event that identity theft occurs, you will be assigned a personal caseworker to take you through the resolution process.

Everyday Rebate Rewards
Get rewarded by purchasing items you use everyday! Send in your receipts, up to $100 every quarter, and we'll give you 10% back.

Savers Club
Everday savings right at your fingertips! Savers Club offers thousands of discounts you can use across the country or close to home.

Hotel Savings Network Discounts
Save 5% to 20% every time you stay at one of the 10,000 participating hotels nationwide. There is no limit to the number of times you can take advantage of your savings!

Identity Theft Insurance
Members have up to $2,500 in financial compensation for covered expenses incurred in recovery of their stolen identity.

Identity Fraud Support Service
Receive guidance in recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.

Unlimited Account

Card Patrol1
Identity thieves care about two things - stealing your personal information and selling it to make money. Our sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace for your personal information. In the event that identity theft occurs, you will be assigned a personal caseworker to take you through the resolution process.

Purchase Protection and Extensded Warranty3 - Two Benefits in One
90-Day Purchase Replacement - Protects items in case of theft, loss or damage for the first 90 days.

Extended Warranty - Extends original warranties uo to an additional year. Some restrictions apply. You will receive a detailed explanation.

My GetAway4
Stop dreaming and start planning! With My GetAway you can take that dream vacation. Choose from more that 30 exciting destinations and enjoy three fun-filled days and two exciting evenings of deluxe hotel accomodations on us!

Everyday Rebate Rewards
Get rewarded by purchasing items you use everyday! Send in your receipts, up to $100 every quarter, and we'll give you 10% back.

Identity Theft Insurance
For victims of identity theft, it can be time-consuming and costly. Members have up to $2,500 in financial compensation for qualified expenses incurred in recovery of their stolen identity.

Identity Fraud Support Service
In the unfortunate event that Identity Theft does occur, members will receive guidance in recovery process.  Professional help is available to assist in organizing paperwork, notifying creditors, obtaining legal counsel, and more.


1 Card Patrol monitors up to ten registered major credit/debit cards (including VISA(R), MasterCard(R), American Express(R), Discover(R), and Diners Club(R)) in Internet chat rooms. It is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all of your personal information that is publicly available or that may have been compromised.

2 For cash back rewards, you must access the retailer's link through the website provided and use the credit or debit card you have registered to be eligible for rewards. Credit will be issued automatically to your registered card within 90 days from the date of purchase. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.

3 Purchase Protection and Extended Warranty is not available for residents of the states of Maine, Massachusetts and Arkansas.

4 My GetAway requires a fully refundable $50 deposit when requesting reservations. Refer to the My GetAway Registration Form for full terms and conditions.

Special Program Notes
The Identity Theft Insurance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (FSA or the "Association"). Upon enrollment in the program, you will automatically be admitted as a member of the Association.

The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. (collectively, the "Company") under group policy # 7077733 for non-New York State Insureds. The Benefit Summary under the master policy issued by the Company with respect to such insurance will be available to you upon enrollment in the program. The summary of policy benefits, terms, conditions, exclusions, and limits of coverage set forth in the Benefit Summary are subject to the terms of the master policy. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.